20+ Beta Testers | Early Access Coming Soon

Your AI Payment Advisor

Set your reward goals. Perks tells you which card to use—every time.

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Perks Recommendation

Use your HDFC Infinia Metal Edition for this purchase to earn:

HDFC Infinia Metal Edition

5% cashback on Amazon purchases

Best Option

SBI Card ELITE

2% cashback

Other Cards

View all options

WORKS WITH YOUR FAVORITE STORES

How Perks Works

Three steps to smarter payments

1

Add Your Cards

Add your credit cards and payment methods. Takes under 2 minutes.

2

Set Your Goals

Want free flights? Hotel stays? Tell Perks what you're working towards.

3

Get Smart Recommendations

At checkout, Perks recommends the best card based on your goals, rewards, and spending caps.

See Perks in Action

Watch how Perks helps you make smarter payment decisions at checkout.

Perks AI payment advisor showing card recommendation at checkout

How Perks Maximise Your Savings

More than recommendations

Coming Soon

Goal-Driven Rewards

Set goals like free business class flights or 5-star hotel stays. Perks guides your spending to get there faster.

Coming Soon

Family Sharing

Borrow a family member's card for better rewards on specific purchases—Perks finds the best option.

Coming Soon

Spending Tracker

Track spending across your cards and categories. See how close you are to reward milestones and get notified when you're about to unlock bonuses.

Coming Soon

Smart Insights on Credit Cards

Data-backed insights on your credit card usage. 'Card X would have saved you ₹9,400 last year.' Optimise which cards to use and when.

Available On

Chrome Extension

Coming Soon

Web App

Coming Soon

iOS & Android

Future

Frequently Asked Questions

Everything you need to know about Perks.

Is my payment information secure?

Absolutely. Perks never stores your full credit card numbers or security codes. We only need the card type and reward categories to make recommendations. All data is encrypted and stored locally on your device.

How is Perks different from my bank's app?

Banks push their own cards and optimize for their success, not your rewards. Perks is card-agnostic—it evaluates ALL your payment methods and recommends the one that maximizes YOUR savings for each transaction.

Which platforms are supported?

Perks early access will start with a Chrome browser extension. Web app and native iOS/Android apps are on our roadmap. Join the waitlist to be notified when early access opens.

Does Perks work with all shopping websites?

Perks works with major Indian e-commerce platforms including Amazon, Flipkart, Swiggy, and more. We're constantly adding support for new sites based on user requests.

Do I need to create an account?

No account is required to get started. Perks works with an anonymous account, and you can optionally create an account later to sync your data across devices.

What happens when reward rules change?

Reward rules change frequently, often without notice. Perks continuously updates its database so recommendations always reflect current promotions, caps, and exclusions—you don't have to track every update yourself.

Perks: AI-Powered Digital Payment Savings Optimizer