EARNMore on every swipe.PLANFor what you are saving for.OPTIMISEEveryday spends that help.BURNPoints when it pays off.
From the checkout in front of you to the trip or gadget you are working toward.
EARNMore on every swipe.
Guessing costs you money
Wrong card at checkout
The default swipe often earns less than another card already in your wallet.
A goal with no plan
A trip or gadget on the wish list with no path to fund it from everyday spend.
Points wasted on redeem day
A bad redemption burns value you already earned.
Blind spots on everyday spend
Groceries, rides, and orders never aim at what you actually want.
From checkout to boarding pass
Ninety days with Perks
Week 1
Included
Add your cards. Get your first picks at checkout.
With a goal
Name the trip, the gadget, or the flight.
Month 1
Included
You stop guessing which card to use on sites we support.
With a goal
Everyday spends start filling that goal.
This quarter
Included
Bonus targets move on the cards you actually use.
With a goal
You can see when redeeming is worth it.
Included
Add your cards. Get your first picks at checkout.
With a goal
Name the trip, the gadget, or the flight.
Earn in three steps
Add your cards
You enter the last four digits and card type yourself. No bank login. No full card numbers.
Shop as usual
On supported checkouts, Perks reads the merchant and amount from the page or app.
Pick the best card
Which card, and why, before you pay: rewards, caps, and offers included.
You enter the last four digits and card type yourself. No bank login. No full card numbers.
Where Perks shows up
Chrome, Android, and Web. One invite.
Checkout panel
Asset coming soon
Chrome extension
LiveRanked picks in a checkout panel on shopping sites we support.
Android app
LiveAn overlay on the payment screen, built for how you pay on your phone.
Wallet and recommend
Asset coming soon
Web app
LiveManual recommend, wallet, milestones, and Premium planning tools.
Same journey on every platform
Checkout panel
Asset coming soon
Chrome extension
LiveRanked picks in a checkout panel on shopping sites we support.
Built for trust
We never link your bank account. We never store your full card number.
No bank linking
You add cards yourself. Perks never logs into your bank.
No full card numbers
We keep the last four digits and which card it is. Not your PAN. Not your CVV.
Encrypted sessions
Sessions stay encrypted. You stay in control of what you share.
Start free . Add a goal when you are ready.
Free
- Card picks at checkout
- Wallet with last four digits
- Milestone tracking
- Chrome, Android, and Web
Premium
₹199 / month
₹1,990 / year
- Goals with deadlines
- Spending plans
- Strategy chat (Perk Credits)
- Card simulation and reward inventory
Website checkout is not live. Upgrade in the app after invite.
Free
- Card picks at checkout
- Wallet with last four digits
- Milestone tracking
- Chrome, Android, and Web
Frequently asked questions
What is Perks?
Perks is an India-focused credit card rewards optimizer. It ranks the cards in your wallet at checkout on Chrome, Android, and Web so you earn more, then helps you plan, optimise, and burn points at a better rate.
How do I earn more credit card rewards in India?
Match the card to the merchant and amount before you pay. Caps, milestones, and bank portals change the real rate. Perks ranks the cards in your wallet at checkout so you do not guess.
When should I burn or redeem reward points?
Redeem when the rupee value is high, such as travel or portal bookings, not as low-value statement credit. Perks Premium is built to flag better burn paths after you have a goal.
Is my payment information secure?
Perks never stores full credit card numbers or security codes. You add the card type and last four digits yourself. We do not access your bank accounts or make payments for you.
How is Perks different from my bank's app?
Banks push their own cards. Perks ranks every card in your wallet for each checkout so you keep more of the rewards.
Which platforms are supported?
Chrome extension, Android checkout assistant, and the Web app are live for waitlist invites. One invite covers all three.
Which shopping sites and apps work?
Supported checkouts include Amazon, Flipkart, Swiggy, Zomato, Myntra, MakeMyTrip, and BigBasket. We add more as we verify each flow.
Do I need an account?
Yes. After your invite, you sign up with email so your wallet and preferences sync across Chrome, Android, and Web.
What happens when reward rules change?
Reward rules change often. Perks updates its catalog so recommendations reflect current promotions, caps, and exclusions.
How much does Perks cost?
Recommendations are free. Premium is ₹199/month or ₹1,990/year. Upgrade in the app after invite.