Perks ranks the cards in your wallet for this merchant and amount, so you earn more instead of guessing.
We'll show you right when you pay.
37
cards
11
issuers
7
checkout merchants
Rates, caps, and bank offers keep changing. Most people swipe the same card and leave rewards behind.
That default card at the wrong store can cut what you earn in half.
A 5× category boost means nothing once you've hit the monthly cap.
Bank portals and merchant promos pile up. Almost nobody checks them when it's time to pay.
Three steps. A better card at pay.
You enter the last four digits and card type yourself. No bank login. Under two minutes.
On supported checkouts, Perks reads the merchant and amount from the page or app.
See a ranked pick with the reason before you pay: rewards, caps, and offers included.
Same wallet. Very different results.
One invite covers Chrome, Android, and Web.
Ranked picks in a checkout panel on shopping sites we support.
An overlay on the payment screen, built for how you pay on your phone.
Manual recommend, wallet, milestones, and Premium planning tools.
Card picks stay free. Premium adds planning tools. Paid checkout is not live yet.
Waitlist invites get Premium first. We have not turned on paid checkout yet.
Live catalog numbers, not a wishlist.
We never link your bank account. We never store your full card number.
You add cards yourself. Perks never logs into your bank.
We keep last four digits and which card it is. Not your PAN. Not your CVV.
API traffic is encrypted. Sessions use signed tokens.
Free for card picks. Premium when you want the planning tools.
₹199 / month
₹1,990 / year (two months free)
Free: Checkout recommendations, wallet, milestones
Premium: Goals, plans, strategy chat, simulation, reward inventory
Paid checkout is not live yet. Join the waitlist for Premium beta.
Straight answers about how Perks works today.
Perks never stores full credit card numbers or security codes. You add the card type and last four digits yourself. We do not access your bank accounts or make payments for you.
Banks push their own cards. Perks ranks every card in your wallet for each checkout so you keep more of the rewards.
Chrome extension, Android checkout assistant, and the Web app are live for waitlist invites. One invite covers all three.
Supported checkouts include Amazon, Flipkart, Swiggy, Zomato, Myntra, MakeMyTrip, and BigBasket. We add more as we verify each flow.
Yes. After your invite, you sign up with email so your wallet and preferences sync across Chrome, Android, and Web.
Reward rules change often. Perks updates its catalog so recommendations reflect current promotions, caps, and exclusions.
Card recommendations are free. Premium is ₹199/month or ₹1,990/year for goals, plans, and strategy chat. Paid checkout is not live yet. Waitlist users get Premium beta first.
Name and email are enough. We'll invite people in batches.
