Last updated 2 September 2026
Which credit card to use on MakeMyTrip
MakeMyTrip is travel, but flights, hotels, and holiday packages can hit different rates. A bank travel portal booking is not the same as paying MakeMyTrip with a card on file. Match the path before you match the card.
Portal versus merchant
Some cards pay more when you book travel through the issuer portal. Some pay a travel or online rate on MakeMyTrip itself. Paying the merchant with the portal card, or the portal with a dining card, is how the bonus is missed.
EMI on a flight or a wallet load can drop the earn to zero. If the fare is large, check the cap before you confirm. One booking can finish a monthly travel bonus.
Aim the booking at the trip goal
If you are collecting miles or portal points for a later trip, this MakeMyTrip charge should sit on that currency. A cashback card can win the headline rate and still lose the plan.
Log the booking after you pay. Checkout assist on Android can rank the cards you hold for MakeMyTrip where the flow is verified.
- Decide portal versus MakeMyTrip checkout first.
- Check the travel cap on a large fare.
- Put the charge on the currency you will actually burn.
How Perks helps on MakeMyTrip
Log the booking after you pay so the next pick is not a guess. Checkout assist on Android is optional. Premium trip planning is in the app after invite. Chrome and Web are coming soon.
Common questions
- Which credit card should I use on MakeMyTrip?
- The card in your wallet that still earns on this booking path — issuer portal or MakeMyTrip checkout — after caps and exclusions.
- Is a travel card always better on MakeMyTrip?
- No. After a travel cap, or when the issuer portal pays more, another card you already hold can win.
- Does Perks support MakeMyTrip?
- MakeMyTrip checkout assist is available on Android where the flow is verified. Log the booking after you pay if you skip the overlay. Chrome and Web are coming soon.
Start logging the next spend
Logging and card picks stay free on Android. Chrome and Web are coming soon. Join the waitlist for an invite.
You choose what we see. No bank login.
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